YourFI

FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Farmers & Merchants Bank
Close up of a football and helmet sitting on a bench in a locker room. There is a red jersey hanging in the background.

Spirit Debit Cards

 Show your school spirit everywhere!!!



Woman looking at her smartphone. There is a car with various flowers and plants inside behind her.

Your account at your finger tips.

Enjoy the convenience of mobile banking with the F&M mobile app.


Man smiling and looking at a laptop. He is holding a credit card in one hand and typing.

Keep tabs on your spending.

Check your balance any time with secure online tools.


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Mobile Remote Deposit

Take advantage of this convenient service.
Two toddlers playing with finger paint and smiling. They have paint all over their hands and faces.

We have the right loan to meet your needs.

Whether you’re looking to remodel your home or make a new addition, our HELOC's can be helpful for any major expense. They can also provide funds for vacations, a new vehicle, or any added expense.
Piedmont, Alabama branch

Service, Solutions, Strength isn’t just a tagline. We’re here for you.

Our team is our most important asset, as they drive the experience our customers have and are the everyday face of our institution.