CD and Deposit Account Rates
| Account Type | Min. Deposit to Open | Rate Tier | Interest Rate | APY* |
|---|---|---|---|---|
| 30 Day C.D. | $1,000 | - | 0.020% | 0.020% |
|
60 Day C.D.
|
$1,000 |
- |
0.070% | 0.070% |
| 90 Day C.D. | $1,000 |
- |
0.100% | 0.100% |
| 6 Month C.D. | $1,000 |
- |
0.200% | 0.200% |
| 18 month C.D. | $1,000 |
- |
0.500% | 0.500% |
| 30 Month C.D. | $1,000 |
- |
0.650% | 0.650% |
| 1 Year C.D. | $1,000 |
- |
0.400% | 0.400% |
| 2 Year C.D. | $1,000 |
- |
0.550% | 0.550% |
| 3 Year C.D. | $1,000 |
- |
0.800% | 0.800% |
| 4 Year C.D. | $1,000 |
- |
0.850% | 0.850% |
| 5 Year C.D. | $1,000 |
- |
1.250% | 1.260% |
| PIC | $1,000 |
$999.99 - $1,499.99 |
0.030% | 0.030% |
| $1,500.00 - $9,999.99 |
0.070% | 0.070% |
||
| $10,000.00 and above | 0.200% | 0.200% |
||
| NOW | $1,500 |
- |
0.120% | 0.120% |
| Saving Accounts | $100 |
- |
0.120% |
0.120% |
| Wall Street | $50,000 | $0.01- $49999.99 | 0.120% |
0.120% |
| $50,000.00 and above | 0.200% |
0.200% |
These rate are effective as of February 1, 2021
- *APY = Annual Percentage Yield
- Rates are subject to change without notice.
- Penalty may be imposed for early withdrawal.
- Fees may reduce earnings.
- Please call any of our Customer Service Representatives at any of our branch locations for further information.
Enjoy the added convenience that a credit card can add to your life.
Farmers & Merchants Bank and ServisFirst Bank have come together to offer these services to our customers.
Secure online tools to help you stay on top of your accounts.
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