Smart spending and school spirit are offered all in one perfect package
Make purchases without fumbling for a checkbook. Get cash from ATMs in the blink of an eye. Those are just two of the great benefits of a Farmers & Merchants Bank debit card. But here's something else worth cheering about: You can show your school spirit by ordering a card featuring your high school's logo or Jacksonville State University's Gamecock mascot.
- We offer personal Mastercard debit cards
- Make purchases online and at millions of merchants that accept Mastercard
- Access F&M Bank accounts at ATMs across Alabama and throughout the United States
- Enjoy added security of making purchases without disclosing any personal information or business data
Redesigned Look and Contactless Technology
- Cards issued as of May 18th will contain contactless technology
- Also redesigned look for EMV use
Support Your School
- Choose an F&M Bank Spirit Debit Card (PDF) with a logo of one of 16 local high schools
- Or get a JSU Spirit Card (PDF) with a colorful Gamecocks logo
- There's a separate fee for the spirit cards, but F&M Bank donates the proceeds to the school shown on your card
Added Security
You can make sure your hard-earned money isn't misused by activating and deactivating your Farmers & Merchants Mastercard debit card with our SecurLOCK Equip App.
- SecurLOCK Equip works with most Apple and Android phones
- Use app to remotely "turn off" your card, turn it back on again, and set conditions for purchases and transactions
- For more information, see our Frequently Asked Questions PDF
- Download the free mobile app from:
Lost/Stolen Cards
- Please call us immediately to cancel your card if lost or stolen
- If after hours, you can call (800) 640-4969

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