Close up of a woman's hands. One hand is holding a credit card while the other is using a laptop.

Personal Debit Cards

Smart spending and school spirit are offered all in one perfect package

Make purchases without fumbling for a checkbook. Get cash from ATMs in the blink of an eye. Those are just two of the great benefits of a Farmers & Merchants Bank debit card. But here's something else worth cheering about: You can show your school spirit by ordering a card featuring your high school's logo or Jacksonville State University's Gamecock mascot.

  • We offer personal Mastercard debit cards
  • Make purchases online and at millions of merchants that accept Mastercard
  • Access F&M Bank accounts at ATMs across Alabama and throughout the United States
  • Enjoy added security of making purchases without disclosing any personal information or business data 

Support Your School

Added Security

You can make sure your hard-earned money isn't misused by activating and deactivating your Farmers & Merchants Mastercard debit card with our SecurLOCK Equip App.

  • SecurLOCK Equip works with most Apple and Android phones
  • Use app to remotely "turn off" your card, turn it back on again, and set conditions for purchases and transactions
  • For more information, see our Frequently Asked Questions PDF
  • Download the free mobile app from: 


Lost/Stolen Cards

  • Please call us immediately to cancel your card if lost or stolen
  • If after hours, you can call (800) 640-4969
Business owner inside his shop looking down at a tablet.

Your checking account is the basis of your daily cash management.

Different companies have different needs, and we have a checking account that's right for you.
A senior couple in a modern kitchen embracing and smiling.

Personalized financial planning to help meet your goals

Don't settle for investment programs designed for everyone else.