Our Commitment is to Provide the Highest Level of Service with Integrity, Offer Superior Products as Solutions, and show Strength through Our Teamwork and Reputation 

Our Guiding Values:

  • To have an attitude that the customer is the only reason for this business.
  • To have an environment that welcomes employee involvement, rewards teamwork and commitment, enhances employee learning and achievement and is boundary less in its structure.
  • To embrace the changing purpose, structure, products and technology that is occurring in the financial services industry.
  • To seek long term relationships with our customers rather than short term business.
  • To be a financially viable and profitable independent community bank that is committed to improving the quality of life of the communities we serve.
Two toddlers playing with finger paint and smiling. They have paint all over their hands and faces.

We have the right loan to meet your needs.

Whether you’re buying a new home or refinancing your existing one, there’s a lot to think about. From rates to payments to closing costs, we’ll help you navigate the mortgage process and find a home loan that’s right for you.
Group shot of F&M team members.

Service, Solutions, Strength isn’t just a tagline. We’re here for you.

Our team is our most important asset, as they drive the experience our customers have and are the everyday face of our institution.