Bank from home, or work, or pretty much anywhere.

Online shopping, emails, and websites for every topic under the sun are some of the many ways that computers have clearly reshaped our lives and banking included. Gone are the days of having to visit a branch to handle financial matters. Now digital technology gives you 24/7 access to your accounts and convenient ways to track spending, manage payments and generally keep tabs on your money.
  • Check all of your account balances at once
  • View your most recent transactions
  • Make one-time or schedule automatic transfers between your accounts
  • Make a loan payment within accounts
  • Track all your spending to manage your monthly budget
  • If you don't have Online Banking, sign up today

F&M ePay

Easily and electronically pay bills online instead of taking the time to write out paper checks.
  • Access ePay through your Online Banking account 
  • Schedule one-time and recurring bill payments in a matter of minutes
  • Set up alerts for payments due, payments past due and personal reminders

Email Notifications

Keep up to date with what's going on with your accounts by signing up for email notifications.
  • Find out when your balance is greater than or less than a certain amount
  • Be reminded when payments are due or past due
  • Get personal reminders about financial matters
  • Receive periodic balance checks

Text Banking

To get account information quickly, simply text one of our short codes listed below to 454545 and you will receive the information via return text. You can also set up notification messages to be sent out automatically every Friday or when your balance drops to a certain amount.
  • BAL (primary account balance)
  • BAL ALL (all account balances)
  • LAST (last 5 transactions on primary account)
  • BAL CHK (balances of all checking accounts)
  • BAL SAV (balances of all savings accounts)
  • TRANS $ (transfers funds to primary account)
  • STOP (unsubscribe from service)
  • HELP (send info on short codes, how to use)

Money Management

  • It's easy to add your credit cards, other bank accounts, 401(k) and investment accounts to a Money Management profile to keep up with the activity all in one place
  • It’s easy to manage and track all of your expenses and manage your budget all in one place
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We handle payments so you can focus on growing your business.

Save time and money for your business with our ACH services
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A Community Minded Bank

With 104 years and counting, we have the experience and dedication to help you reach your financial goals.